Buying a boat doesnâ€™t need to be as painful as you might think! Naturally, prices for new boats vary depending on size and make. If you’re in the market for a boat, DDZ Marine can offer a great package. As well as useful advice, we will help you find financing tailored to your budget.
Purchasing a boat from DDZ marine offers a number of advantages, including
- access to multiple finance sources and/or special manufacturer and dealer finance programs
- year-round service departments
- extended warranty programs
- manufacturer and dealer incentive programs
- Lower down payments
- Faster credit decisions
- Longer financing terms
- Lower monthly payments
We can offer SGB FINANCE – THEÂ FINANCIAL PARTNER OF THE BENETEAU GROUP FOR MORE THAN 10 YEARS.
When it comes to insuring your boat, itâ€™s often best to separate your boat insurance from your homeowner’s policy. Many homeownersâ€™ policies limit or donâ€™t cover marine-specific risks, such as salvage work, wreck removal, pollution or environmental damage. But there are exceptions. Many homeownerâ€™s policies include perfectly good coverage for smaller boats and motors, usually with a horsepower limit of from 25- to 100-horsepower.
Insurers consider many factors when deciding whether or not to offer a policy. Almost any vessel can be insuredâ€” for a price. You want to consider the following to make sure the policy you purchase meets your needs:
- Age of Boat
- Type (Inboard, Outboard, utility, cruiser)
- Ownership (more than 2 owners)
- Where it will operate (Ocean, lakes, bays, rivers, Great Lakes)
Boat Insurance Cost Factors
Many factors are used to set the cost of a policy, and they vary among insurers. Here are some items to consider:
- Cruising Area – where you boat
- Boating Safety Education – if you have been formally trained or certified
- Good Driving Records – both boating and driving
- Liability Limits – the higher the limit the higher the cost
- Deductible – the higher the deductible the lower the premium
- Towing insurance requirements for offshore fishing.