Boat Financing

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Boat Financing

Buying a boat doesn’t need to be as painful as you might think! Naturally, prices for new boats vary depending on size and make. If you’re in the market for a boat, DDZ Marine can offer a great package. As well as useful advice, we will help you find financing tailored to your budget.

Purchasing a boat from DDZ marine offers a number of advantages, including

  • access to multiple finance sources and/or special manufacturer and dealer finance programs
  • year-round service departments
  • extended warranty programs
  • manufacturer and dealer incentive programs
  • insurance

This means:

  • Lower down payments
  • Faster credit decisions
  • Longer financing terms
  • Lower monthly payments


DDZ Marine Ltd is a broker not a lender and is authorised by the Financial Conduct Authority with FRN 714684. DDZ Marine Ltd will not charge you any fee for this service as we will receive payment by way of fees direct from CGI FINANCE. The amount of the fees we receive from CGI FINANCE does not vary depending on the features of the loan and this payment does not affect the amount payable under the terms of the loan agreement.



When it comes to insuring your boat, it’s often best to separate your boat insurance from your homeowner’s policy. Many homeowners’ policies limit or don’t cover marine-specific risks, such as salvage work, wreck removal, pollution or environmental damage. But there are exceptions. Many homeowners policies include perfectly good coverage for smaller boats and motors, usually with a horsepower limit of from 25- to 100-horsepower.

Insurers consider many factors when deciding whether or not to offer a policy. Almost any vessel can be insured for a price. You want to consider the following to make sure the policy you purchase meets your needs:

  • Age of Boat
  • Length
  • Value
  • Speed/Horsepower
  • Condition
  • Type (Inboard, Outboard, utility, cruiser)
  • Ownership (more than 2 owners)
  • Where it will operate (Ocean, lakes, bays, rivers, Great Lakes)

Boat Insurance Cost Factors

Many factors are used to set the cost of a policy, and they vary among insurers. Here are some items to consider:

  1. Cruising Area – where you boat
  2. Boating Safety Education – if you have been formally trained or certified
  3. Good Driving Records – both boating and driving
  4. Liability Limits – the higher the limit the higher the cost
  5. Deductible – the higher the deductible the lower the premium
  6. Towing insurance requirements for offshore fishing.

Long cruises, fishing, quick trips, sport and great sensations. Oceans, seas, lakes and rivers. All types of boating, all types of pleasure, and all horizons in six ranges and forty models. There is a dream to suit everyone.